Materially, even if I end up not achieving much, at least I know that I will have no regrets.

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In life, take risks — if you win, you will be happy but if you lose, you will be wiser.

  1. I regret not starting a business as I have always dreamt of


Thus you should probably rethink using it as an indicator when to start investing.

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#1 You didn’t panic and sold off stocks that you wouldn’t sell if the crash did not happen

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#2 Cheap doesn’t mean it’s a good buy.

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It all goes back to USD being the global reserve currency as well as the concept of demand and supply.

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Is it changing yours for the better?

One, no matter how late I work each day, the moment I leave the office, it means that work is over for that day —…


Reasons why I am skeptical about the recent rebound in the market

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What’s a Sucker’s Rally?


Not everything is as grimly as you think. This is your life’s opportunity for great things to happen. It’s your choice to make.

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  • Mandatory closure of schools for at least a month
  • Mandatory closure of workplaces for at least a month, apart from essential industries like healthcare and certain banking sectors.
  • Widespread closure of malls, sports & recreational facilities, places of attraction, etc.
  • Cancellation/postponement of major sports and entertainment events
  • The steepest fall in the stock market in history
  • The sharpest increase in unemployment within a month
  • Governments across the globe are tapping on reserves to pump vast sums of capital into the economy to support…


#8. It’s really fine that you’re not okay now.

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1. I’m here for you


Sometimes the more we tell ourselves that we need to treat or manage our mental illness, the more things get backfired.

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  1. The ones who stigmatize against you.
  2. The ones who love you but do not know how to deal with it, so sometimes they may suggest some things that are not very sensitive or pleasant.
  3. The ones who love you and are willing to walk through the struggle with you.

Jo. Young

I write mostly on personal growth, mental health and finance/money/economy. jo.young.medium@gmail.com

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